UK Company Credit Reports, Credit Ratings and Business Information

Our reports include credit limits and credit ratings as well as official UK company information (financials, filed accounts, annual returns, annual reports, notices of change and appointments)

Our Reports Contain

  • Credit Rating - An alphanumeric rating system which denotes a company's credit worthiness based on their assets and liabilities.

  • Monthly Credit Guide - An estimation of the maximum amount of credit that should be extended per month.

  • Risk Category - A 5 category rating system from low to high risk corresponding to the company's current fiscal position.

  • Invaluable Payment Information - A history of how quickly a UK company pays its debts.

  • A Unique Risk Behaviour Tracker - We call this 'XSeption' (as it spots and highlights exceptional and perhaps unusual activity patterns that could potentially be fraudulent).

Why use ReportsDirect

  • Unlimited free UK company searches

    Receive business information on the company you are searching for in the UK for FREE.

  • Credit Insurance approved

    Because our credit reports are powered by Graydon UK your company credit report is endorsed by Europe's leading credit insurers: Atradius, Coface, Euler Hermes.

  • Tells you whether you are likely to be paid on time

    The business report will give you an indication of how fast the subject may pay you, based on information provided to Graydon from its trade payment programme, county courts and financial statements.

  • Predicts whether a business you are credit checking is likely to fail

    See odds of a company's 'financial stress': The definition of 'Financial Stress' is either Dissolution, Liquidation, Receivership, Petition for Winding-up, Resolution for Winding-up, Winding-up Order, Creditors Meeting or Administration.

  • Detects unusual business behaviour that may indicate possible fraud

    Up to date unusual patterns of behaviour are recorded in the credit report which may indicate fraud.

  • Most Recent Company Information

    Always get the most up-to-date information on the company you are searching for.